The native becomes penniless when the lagna lord occupies the twelfth house while the twelfth lord, placed in the lagna, is joined with or aspected by a maraka lord.
Verse 3 — Debilitated Second Lord Ruins Even Royal Births
Even one born of royal lineage becomes penniless if the lagna lord sits with a malefic in the sixth, eighth or twelfth, and the second lord stands debilitated or in an enemy sign.
Verse 4 — Benefics in Evil Houses, Malefics in Good Ones